Project your FI date

Use today's dollars.
After inflation; default is 5%.
Default is 4%.

Method: FI number = annual spending divided by the withdrawal rate. Savings grow once per year, then the annual contribution is added at year-end; actual markets and spending will vary.

Estimated result

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Milestones use the same return and contribution assumptions.
Milestone Target Age Year Years from now
25% of FI----
50% of FI----
75% of FI----
100% of FI----

See the year-by-year path to that date

This estimate assumes a steady return and a flat withdrawal rate. Planomy projects your contributions, Social Security, taxes and RMDs year by year, so you can see what the date depends on. Free, private, and running in your browser.

Build your full plan

Planomy turns a single number into a whole plan: a full retirement projection with taxes and Social Security, side-by-side scenarios, and plan-vs-actual tracking as real life happens. Free, private, and running in your browser.